You have decided to correct your financial situation, by making a purchase of credit, to finally blow the end of the month. Did you remember to buy credit insurance? It is important: the redemption of credit insurance allows you to secure the repayment of your loan, disease, death, disability, or simply unemployment. If at first, [...]
If you have teenagers who are heading to college, you better well have been taught about the importance of personal financial responsibility and how to build a solid credit history. If you did not, do so now. The first-year college students and young people entering the work force will face many temptations expenses, and unfamiliar, [...]
There are families of financial indicators that allow financial analysis (cash, current expenditures and cash position), solvency (leverage, financial expense coverage, variability, utilities), activity (asset turnover, inventory and investment, average period collections), capital markets (stock price, book value and market level of earnings and dividends). These indicators can be analyzed as follows: History and evolution [...]
The financial companies may issue all types of bonds permitted by the Securities Market Law, the Law and those that the Superintendency of Banking, Insurance and AFPs (SBS) is okay. Financial Corporate Bonds These are securities issued in series, representing debt, for a period greater than 1 year. Subordinated Bonds The subordinated bonds may be [...]